Empowering Your Future With
Flexible Finance
We provide accessible loans, device financing, and insurance options tailored to your needs. Manage your money with a partner committed to your financial well-being.
2M+
Happy Customers
Who We Are
Finance Made Simple for the Modern World
At Virgin Media Finance, we don't just offer loans; we enable possibilities. Our approach combines transparent terms with flexible repayment options.
We believe that financial freedom comes from understanding your options. From the first application to the final repayment, we support your journey.
- Instant Credit Decisions
- Flexible Repayment Plans
- No Hidden Fees
Our Products
Comprehensive Financial Solutions
Tailored financial products designed to support your lifestyle and goals.
Personal Loans
Get the funds you need for home improvements, weddings, or debt consolidation. Competitive rates tailored to your score.
- Quick Approval
- Fixed Rates
- Flexible Terms
Device Financing
Spread the cost of the latest tech. Get smartphones, tablets, and laptops with affordable monthly payments.
- 0% Interest Options
- Latest Devices
- Upgrade Anytime
Insurance Services
Protect what matters most. From gadget insurance to income protection, we've got you covered.
- Gadget Cover
- Bill Protection
- Travel Insurance
Credit Cards
Build your credit score or earn rewards with our range of credit cards designed for everyday spending.
- Balance Transfers
- Reward Points
- Credit Building
Broadband Deals
Exclusive financial packages for Virgin Media broadband and TV customers. Bundle and save more.
- Bundle Discounts
- Bill Credits
- Priority Support
Money Management
Take control of your finances with our smart app. Track spending, set budgets, and achieve your saving goals.
- Spending Insights
- Savings Pots
- Credit Alerts
Plan Your Repayments
Loan Repayment Calculator
Estimate your monthly repayments based on the loan amount and interest rate. Find a plan that fits your budget.
Select your desired loan amount.
Adjust the interest rate (APR).
See your estimated repayment.
Customer Stories
Trusted by Thousands
"Virgin Media Finance helped me consolidate my debts into one manageable monthly payment. The process was fast and the app is great."
"I financed my new iPhone and iPad through them. The approval was instant and I love the 0% interest offer they gave me."
"Professional and transparent. I use their credit card for my travel expenses and the rewards program is excellent."
Frequently Asked Questions
For most personal loans, decisions are instant. Once approved, funds are typically transferred to your account within 24 hours.
No. We use a 'soft search' to check your eligibility, which does not leave a footprint on your credit file visible to other lenders.
Yes, you can make overpayments or pay off your balance in full at any time. This may reduce the amount of interest you pay overall.
Absolutely. We use banking-grade encryption and security protocols to ensure your personal and financial information is always protected.
Ready to Achieve Your Goals?
Stop waiting and start doing. Check your eligibility for our financial products today without affecting your credit score.